2024知到答案 金融市场与金融机构（北京第二外国语学院） 最新智慧树满分章节测试答案
第一章 单元测试
1、判断题：
On Average, bond markets are more risky than equity markets。（ ）
选项：
A:对
B:错
答案: 【错】
2、判断题：
OTC markets reply on market dealers to provide buying and selling opportunities. （ ）
选项：
A:对
B:错
答案: 【对】
3、单选题：
Which function does financial intermediaries play in a modern economy? （ ）。
选项：
A:A marketplace
B:Service providers
C:Consumers
D:Manufacturers
答案: 【Service providers】
4、单选题：
Which of the following is not a participant of a derivative market? （ ）
选项：
A:Investors that would speculate on future price movements.
B:Investors that would acquire certain securities or commodities immediately.
C:Investors that would take advantage of market mispricing.
D:Investors that would protect themselves from future uncertainty.
答案: 【Investors that would acquire certain securities or commodities immediately.】
5、多选题：
Which of the following are correct about primary markets and secondary markets? （ ）
选项：
A:Secondary markets are where firms raise money from the public.
B:Secondary markets are where securities are traded.
C:Primary markets are where securities are traded.
D:Primary markets are where firms raise money from the public.
答案: 【Secondary markets are where securities are traded.;
Primary markets are where firms raise money from the public.】
第二章 单元测试
1、判断题：
Financial Markets represent direct finance, and financial intermediaries represent indirect finance. （ ）
选项：
A:对
B:错
答案: 【对】
2、判断题：
Both adverse selection and moral hazard are problems created by asymmetric information after the transaction occurs.（ ）
选项：
A:对
B:错
答案: 【错】
3、判断题：
Since financial regulation imposes rules and restrictions on financial markets and financial institutions, it does harm to financial innovation.（ ）
选项：
A:错
B:对
答案: 【错】
4、多选题：
What important functions can financial institutions play to facilitate the process of indirect finance? （ ）
选项：
A:Reducing transaction costs with economies of scale.
B:Enhancing risk sharing between lenders and borrowers.
C:Mitigating asymmetric information problems.
D:Provide services for free.
答案: 【Reducing transaction costs with economies of scale.;
Enhancing risk sharing between lenders and borrowers.;
Mitigating asymmetric information problems.】
5、多选题：
Who is the principal lender-savers on financial markets? （ ）
选项：
A:Business Enterprises
B:Foreigners
C:Households
D:Governments
答案: 【Business Enterprises;
Foreigners;
Households;
Governments】